National Pension System (NPS)

Plan today for a financially independent tomorrow with the National Pension System (NPS). NPS is a government-regulated retirement investment solution designed to help you create a dedicated retirement corpus through systematic, long-term investing.

 

At Sukhi Investments, we help you understand NPS, choose suitable investment options based on your goals and risk profile, and stay on track toward your retirement objectives.

What is NPS?

The National Pension System is a long-term retirement savings scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA). It allows investors to contribute regularly toward retirement and invest across different asset classes, helping build a retirement corpus over time.

 

NPS can be suitable for salaried professionals, self-employed individuals and anyone looking to create a structured retirement fund.

Key Features:

  • Retirement-focused investing – Build a dedicated corpus for your post-retirement years.
  • Flexible contributions – Invest regularly according to your financial capacity.
  • Market-linked returns – Your contributions are invested in market-linked pension funds.
  • Choice of investment options – Select investment approaches based on your risk preference.
  • Long-term wealth creation – Benefit from disciplined investing and the potential of compounding.
  • Portable account – Continue your NPS account even when you change your employer or location.
  • Regulated framework – NPS operates under the regulatory framework of PFRDA.

Why Consider NPS?

Retirement Corpus

Create a separate pool of savings specifically for your retirement needs.

Tax Benefits

Eligible NPS contributions may provide tax benefits under applicable provisions of the Income Tax Act.

Potential for Growth

Market-linked investments provide an opportunity for long-term capital growth, subject to market risks.

Disciplined Investing

Regular contributions encourage consistent long-term savings and reduce dependence on last-minute retirement planning.

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